Pioneering Digital Debt Solutions Recover, Relate, and Empower Financially

DebtCo: Your Leader in Digital Debt Recovery. More than collections, we foster customer relations and financial wellness. Our tools streamline debt recovery and support better financial management for a healthier financial future.

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What we do.

DebtCo is one of the leading debt collection agencies across the UK and Europe. We provide specialised services to both consumers and businesses needing debt collection solutions. As experienced debt collectors in, we understand the importance of quick action when it comes to recovering money owed. Our team works diligently to ensure that all debts are collected as quickly and efficiently as possible, while at the same time maintaining respect and dignity for both parties involved. We developed a platform that combines machine learning with an intuitive self-serve digital experience that improves debt collection for businesses.

Increased recovery

We focus on collecting your unrecovered debt in a no cure no pay model. No matter how old or what the value is, we use technology to help us successfully close your cases!

Positive Experience

We are transforming the debtor journey around debt repayment into positive digital moments through all communication channels.

Always empowered

Our mobile app FinView empowers your clients to take control on their finances. From making payments, setting up their own payment plans to asking a question, FinView gives them full control.

Protecting your brand

We deliver a positive and non-threatening experience to all debtors, helping them to find solutions to resolve their unpaid debts.

Our FinView platform is digitally transforming collections.

FinView was designed to help us automate the debt collections process. We use machine learning to help us improve data quality, when to communicate to clients, via what channel and at what time.

The FinView app is the complete self service app that empowers your clients to take full control on their unpaid accounts.

+45% improvement in collection rates

+26,000 ML taught collection strategies

80% automation versus traditional collections processes

AI digital debt collection agency In UK

Just Some of Our Debt Collection AI Strategies

DebtCo is a leading debt collection agency in London, as well as in the Netherlands and the UK. We specialize in helping individuals and businesses recover unpaid debts quickly and efficiently. Our team of professional debt collectors has extensive experience in the industry, allowing us to craft tailored solutions that meet our clients' needs. DebtCo offers international debt collection services for a variety of different recovery needs. Whether you have a portfolio of low value cases, or uncollected debts that have been through different collections processes, our scalable solution can meet all your debt recovery needs. 

DeCo is a result-driven Debt Collection Agency in London, UK. We specialize in resolving overdue invoices and preventing future invoice delays. We work with SME to Enterprise business in personlising the collections and recovery experience, driving higher engagement and commitment by individually tailoring every stage of your customer journey.

Consumers are demanding more self-service solutions along with increased payment options and an ethical interaction no matter who the company is. At DebtCo we developed our digital collections platform to ensure that the consumer is always placed first. Our FinView app gives your customer the full control in resolving their open debt collections case with you.

Debt collection agencies tend to not handle the smaller debt cases such as gym membership, online subscription services. They are low in value, high in volume and are labour intensive. CollectIC enables us to operate at scale which together with the self service app of FinView means we can handle tens of thousands of cases in a fully automated collections process.

Skip tracing (or debtor tracing) is the process of locating a debtor who has “skipped” or left town, hence the name “skip tracing.” When all channels of communications no longer work, skip tracing can be used to find new contact data. The DebtCo skip tracing service is a fully automated solution that uses the best forensic search solution used by police and investigation teams.

Some of the companies we work with.

DebtCo is a digitally transformative debt collection agency with locations in London, the Netherlands, and the UK. It provides debtors with the benefit of experienced debt collectors and debt collecting expertise. Experienced debt collectors are available to assist debtors with their debt woes and help them to get their financial affairs back on track. Our AI digital debt collection services work for companies of all shapes and sizes. From startups to enterprise businesses, we can scale our solution from one case to tens of thousands. 

So how does it work? We integrate, learn and then act!


Getting started with us is easy. Send us your cases either via our upload form, a file of your choice or use our REST API that connects to our platform. FinView takes the data and immediately starts to cleanse, match and enrich your data to improve the change of success.


From the more than 26,000 collection strategies FinView has learnt since it launched in 2021, it places your case strategically in one that matches based on the profile you submitted.


Our workflows start to establish contact with your client via whatever channel of communication they prefer. 


Once contact is established, we empower your clients to take control. Via our FinView app, your clients can make payments, create their own payment plans and even communicate directly with our team.

24/7 support

More than 80% of the cases we handle are resolved using our app FinView. However for the clients that simply want to chat with us and have contact, we have a dedicated team of support agents who are not target driven, are there simply to help.


On all your cases we provide you with a portal that updates you on our progress. As we collect payments to handling case queries, we provide you real time feedback so you are always up to date.

We at DebtCo are driving the digitaliztion and automation of debt collections with our AI debt collection platform

The debt collection industry is facing the inevitable transformation of the entire industry and we at DebtCo are actively embracing that change. Our FinView platform combines machine learning and mobile technologies to deliver a self service experience that guarantees a user friendly experience that ultimately delivers better recovery rates for you.

Frequently asked Questions About AI Debt Collection Agency

Yes. We offer the DebtCo Online Debt Collection services. If you are a business or an individual, this service enables you to quickly send us your case via our online service. 

Check out how the online debt collection service works.

Online debt collections ⮕

Still got some questions?

DebtCo is a leading UK debt collection agency with a wide range of debt collection services in London, as well as in the Netherlands and the UK. Our team of experienced and dedicated debt collectors in London have helped many businesses recover their lost debts and get back on track financially. With a range of innovative techniques and our commitment to customer service, we ensure that your accounts are managed efficiently and professionally. Get in touch with us via the below options. One of our agents will get in touch with you to better understand how we can support you with your online debt collection strategy.

  • Contact us

Whether you have complex business debt collections or a high volume of low-value debt cases, DebtCo can provide you with an all-new digital debt collections service that empowers your clients to take control. Get in touch so we can discuss how to help you out.

0203 4116011

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